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  • Welcome!
  • Introduction
    • What is Mesi?
    • Mission & core values
    • Sharing content on Mesi platform
    • Content Monetization & Rewards
    • Music artists on Mesi
    • Real persona & AI accounts
  • MESI AI
    • About Mesi AI
    • AI Generators
    • AI Optimizers
    • Pilots & Agents
  • FAN & CREATOR INTERACTION
    • Overview
    • Dynamic interactions
    • Access-based interactions
    • Bid-to-Meet (BtM)
    • Know Your Fans (KYF) Policy
  • ADVERTISING
    • Ads engine
    • Affiliates network
  • CREATOR EARNINGS
    • Galleries
    • NFT content management
    • Trust pledges
    • NFT value & price
    • Selling & buying NFT's
    • Engagement Rating System
    • Revenue Contribution and Distribution
  • MESI TOKEN
    • Overview
  • GAMIFICATION
    • User tiers & creator limits
    • Influence points
    • Rewards
    • Tier breakdown
    • Welcome Bonus
    • Leaderboards
    • Referral program
  • ECONOMY
    • Economy & revenues
    • Tokenomics
  • TECHNOLOGY & BACKEND
    • Payment methods
    • Price vs. Payment
    • Payment Processing
    • Banking as a Service (BaaS)
    • Payments & Payouts
    • Creator Chain and Proof of Stake (PoS)
    • Banking Service Layer
  • Incentivized Testnet & Migration to Mainnet
  • MESI FINANCE
    • Micro loans
    • BTC Savings Accounts
  • OTHER
    • Content Policy and Flagging System
    • AI Accounts Policy
    • Decentralization
    • Licensing rights
    • Incentivized testnet
  • PRODUCT MAP
    • Product overview
  • DISCLAIMER
    • Purpose and limitation of document
  • Mesi Style Guide
    • Logos
    • Colors
    • Typography
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On this page
  • How Payments Are Managed
  • Payment Deductions
  • Instant Settlements for Creators
  • Bitcoin savings accounts
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  1. TECHNOLOGY & BACKEND

Payment Processing

How Payments Are Managed

Payments within the Mesi platform are processed through two primary systems:

  • Native Infrastructure: Used for all web-app transactions, and dedicated to supporting $MESI transactions and blockchain-based activities.

  • Google/ Apple in-app payments (IAP): Used for all mobile app transactions, where payments are processed only in fiat.

Regardless of payment method, all withdrawals from the platform are completed in $MESI tokens.

Payment Deductions

Payments and listed base prices may include the following automatic deductions:

  • Mesi Commission Fees

  • Licensing Rights Fees

  • Blockchain Transaction Fees

These fees are transparently applied at the transaction layer.

Instant Settlements for Creators

Creators benefit from instant payouts for any withdrawal.

It means that, unlike on other similar portals with long withdrawal processing times and delays, on Mesi, all earnings are converted to $MESI tokens and credited to the creator’s wallet immediately.

If reserves for making such a payout are insufficient, additional $MESI tokens are minted temporarily. Any token supply surplus (temporary inflation) is neutralized by burning reserves or executing token buybacks to protect the ecosystem economy. Once withdrawn, creators can use the tokens for whatever purpose they want, e.g., trade them, add them to liquidity pools, or transfer them to other blockchain wallets.

Bitcoin savings accounts

Creators can open free Bitcoin savings accounts; if they do, a portion of their earned tokens will be converted to BTC tokens upon withdrawal and moved to a dedicated, secure custodial account hosted by Mesi.

Thanks to that approach, users can keep accumulating BTC reserves over time, and additionally benefit from their potential long-term growth in the future.

Creators also have the option to convert a portion of their $MESI withdrawals into Bitcoin (BTC).

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Last updated 15 days ago