Banking Service Layer
Connecting the Mesi ecosystem to global financial infrastructure through integrated Banking as a Service.
Mesi utilizes a robust Banking as a Service (BaaS) layer to bridge the gap between digital assets and traditional financial systems. This infrastructure allows users to move value in and out of the ecosystem with the same ease as a traditional banking app.
On-Ramp: Funding Your Journey
The On-Ramp gateway is designed for friction-free onboarding. Users can acquire $MESI tokens directly using familiar payment methods:
Payment Cards: Instant purchases via Credit or Debit cards.
Bank Transfers: Secure SEPA/Wire transfers for larger allocations.
In-App Purchases (IAP): Direct native billing through Apple and Google mobile stores.
The Mesi Payment Card
The Mesi Payment Card is a physical and virtual debit card linked directly to your platform wallet, turning your $MESI balance into real-world purchasing power.
Card Features & Tiered Benefits
Your card’s performance scales with your Account Tier. Higher tiers unlock superior financial terms:
Cashback Rewards
0.1% in $MESI
Up to 5% in $MESI
ATM Withdrawals
Standard Limits
Premium Limits
Foreign Exchange
Standard Fees
Zero FX Fees
Off-Ramp: Liquidity & Exits
Mesi provides a secure exit strategy for creators and users to realize their earnings in the physical economy.
Card Off-Ramp: Instantly convert $MESI into fiat or stablecoins at the point of sale using the Mesi Payment Card.
KYC Requirement: To comply with global financial regulations, off-ramp features are exclusively available to KYC-verified creators.
Settlement Note: Direct "Token-to-Bank" transfers are not currently supported; the Mesi Card remains the primary vehicle for fiat liquidity.
Automated BTC Savings & Vault
For users focused on long-term wealth preservation, Mesi offers an automated "HODL" bridge.
The Mesi Custody Vault
Instead of manual trading, users can opt into the BTC Savings Program:
Direct Conversion: Instantly convert a portion of your withdrawn $MESI earnings into Bitcoin (BTC).
Institutional Security: Converted BTC is moved to the Mesi Custody Vault—a dedicated, high-security storage environment (separate from the standard user wallet).
Compound Growth: This allows users to accrue a BTC balance over time, benefiting from Bitcoin's long-term market position while earning on Mesi.
**Conversion Fees:** A small transaction fee is applied to BTC conversions to cover network costs and liquidity provision. **Pro-Tip:** Using the Mesi Card for daily purchases while keeping your main balance in the BTC Vault is the most effective way to balance immediate liquidity with long-term asset growth.
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