LogoLogo
  • Welcome!
  • Introduction
    • What is Mesi?
    • Mission & core values
    • Sharing content on Mesi platform
    • Content Monetization & Rewards
    • Music artists on Mesi
    • Real persona & AI accounts
  • MESI AI
    • About Mesi AI
    • AI Generators
    • AI Optimizers
    • Pilots & Agents
  • FAN & CREATOR INTERACTION
    • Overview
    • Dynamic interactions
    • Access-based interactions
    • Bid-to-Meet (BtM)
    • Know Your Fans (KYF) Policy
  • ADVERTISING
    • Ads engine
    • Affiliates network
  • CREATOR EARNINGS
    • Galleries
    • NFT content management
    • Trust pledges
    • NFT value & price
    • Selling & buying NFT's
    • Engagement Rating System
    • Revenue Contribution and Distribution
  • MESI TOKEN
    • Overview
  • GAMIFICATION
    • User tiers & creator limits
    • Influence points
    • Rewards
    • Tier breakdown
    • Welcome Bonus
    • Leaderboards
    • Referral program
  • ECONOMY
    • Economy & revenues
    • Tokenomics
  • TECHNOLOGY & BACKEND
    • Payment methods
    • Price vs. Payment
    • Payment Processing
    • Banking as a Service (BaaS)
    • Payments & Payouts
    • Creator Chain and Proof of Stake (PoS)
    • Banking Service Layer
  • Incentivized Testnet & Migration to Mainnet
  • MESI FINANCE
    • Micro loans
    • BTC Savings Accounts
  • OTHER
    • Content Policy and Flagging System
    • AI Accounts Policy
    • Decentralization
    • Licensing rights
    • Incentivized testnet
  • PRODUCT MAP
    • Product overview
  • DISCLAIMER
    • Purpose and limitation of document
  • Mesi Style Guide
    • Logos
    • Colors
    • Typography
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  • On-Ramp Gateway
  • Payment Card
  • Off-Ramp Gateway
  • Direct conversion to BTC and BTC savings
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  1. TECHNOLOGY & BACKEND

Banking Service Layer

Mesi integrates 'Banking as a Service' (BAAS) into its platform, creating a seamless transaction experience for users transferring funds into and from the app.

On-Ramp Gateway

Users can purchase $MESI tokens using payment cards or bank transfers.

Payment Card

The Mesi payment card is linked directly to users' Mesi wallets. It facilitates both online and in-store transactions using $MESI tokens. It offers cashback bonuses and ATM withdrawals with size and limits proportional to user account tier level.

Off-Ramp Gateway

Users can convert $MESI tokens into fiat or stablecoins through the Mesi Payment Card. This feature is only available to KYC-verified creators.

Direct conversions of $MESI tokens to users' bank accounts are currently not available.

Direct conversion to BTC and BTC savings

Mesi offers a direct payout conversion service where users can opt to receive their instantly withdrawn $MESI earnings as BTC for a small conversion fee. BTC is then held on a dedicated saving account (Mesi custody vault, not user wallet) which allows users to accrue additional BTC savings, accumulated with the amount they already have.

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Last updated 3 months ago