Banking as a Service (BaaS)

Mesi integrates a full Banking as a Service (BaaS) solution to create a seamless bridge between the Web3 ecosystem and traditional financial systems.

Thanks to the BaaS service, users can easily transfer funds into and out of the Mesi platform, use $MESI tokens for everyday payments, and access a variety of value-added financial features.

On-Ramp Gateway

Users can fund their Mesi wallets by purchasing $MESI tokens using a payment card, in-app purchases (IAP), or bank transfers via a third-party app.

Mesi Payment Card

The Mesi Payment Card is directly linked to users' Mesi wallets. It enables:

• Online and in-store transactions using $MESI tokens.

• Cashback rewards are based on account tier (higher tiers = higher cashback).

• ATM withdrawals with withdrawal limited and determined by the user tier.

Off-Ramp Gateway

Currently, users can perform direct conversion of $MESI tokens into fiat or stablecoins only through the Mesi Payment Card. This option is only available to KYC-verified creators. Such direct conversion is instant and based on the current token value (the inherent value impact that such a sell transaction would cause is also taken into account).

Direct bank transfers are not currently supported.