Banking as a Service (BaaS)
Seamlessly bridging the gap between $MESI tokens and traditional financial infrastructure.
Mesi integrates a comprehensive Banking as a Service (BaaS) solution to remove the friction between the Web3 ecosystem and everyday finance. This infrastructure allows users to move value between the Mesi platform and the real world without navigating complex external exchanges.
On-Ramp: Funding Your Wallet
Mesi provides multiple entry points for users to acquire $MESI tokens, catering to both crypto-native and traditional users.
Purchase tokens instantly using a credit or debit card. Acquire tokens via native Apple or Google billing systems on mobile. Direct transfers via supported third-party financial applications.
The Mesi Payment Card
The Mesi Payment Card serves as the ultimate utility tool for your earnings, linking your digital wallet directly to global point-of-sale (POS) systems.
Everyday Spending: Use your $MESI tokens for online shopping and in-store transactions anywhere major cards are accepted.
Tiered Cashback: Earn rewards on every purchase. Your cashback percentage scales with your Account Tier.
ATM Access: Withdraw physical cash from ATMs globally. Daily and monthly limits are determined by your current tier.
Cashback Rate
0.25%
1.50%
Free ATM Limit
$50 / mo
$250 / mo
Off-Ramp: Liquidity and Conversion
Mesi offers a streamlined exit strategy for creators to convert their digital success into spendable fiat.
Instant Conversion
Currently, the primary off-ramp is the Mesi Payment Card. This allows for the instant conversion of $MESI tokens into fiat or stablecoins during the transaction process.
**KYC Requirement:** Direct off-ramp and card features are exclusively available to **KYC-verified creators**.
Market Integrity
To protect the token economy, direct conversions are executed based on real-time market value.
Slippage Protection: The conversion logic accounts for the inherent market impact of the transaction, ensuring the liquidity pool remains balanced.
Current Support: Direct bank transfers are not supported at this time; the Mesi Payment Card remains the primary vehicle for fiat liquidity.
Future Financial Roadmap
The BaaS layer is designed to evolve alongside our community's needs.
Creator completes Identity Verification (KYC/KYB). User receives and activates their virtual or physical Mesi Payment Card. Creator spends **\$MESI** earnings in real-time, benefiting from instant conversion and tiered cashback rewards. **Maximize Your Value:** Higher account tiers not only increase your withdrawal limits but also significantly improve your cashback and fee-free ATM allowances. Check your [Tier Breakdown](/gamification/tier-breakdown) for more details.
Last updated